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Like most plans it sounds fantastic and promises new choices for those who currently have health insurance and also for the 47,000,000 US citizens who are currently without health insurance coverage. Additionally, it promises to reduce your premiums and give you increased security of cover. For those suffering from pre-existing conditions it promises to "end discrimination based on pre-existing conditions or expectations of illness".
Hillary Clinton's plan to meet America's health insurance requirements calls upon providers to work collaboratively with both patients and employers to provide a high quality of health care at a price which is affordable and also calls upon government to implement reforms to the health care system in order to both improve the quality of care and reduce costs.
This of course is just what everybody wants to see but if it were really that simple why is the health care system in such a mess today and why are costs continuing to rise rather than decreasing?
The fact is that this is just the latest in a growing list of proposals to reform the health care system and is nothing more than pie in the sky. In essence it is nothing more than a political proposal that is very well written and beautifully presented and will no doubt to some extent achieve its objective, which is simply to win votes. However, it will not do anything to improve the health care system as it is simple does not address real world issues.
Health insurance today is big business and has little to do with providing health care and everything to do with earning money for the insurers. Now you can talk to the providers all day long but, unless the government is prepared to throw a considerable sum of money at the problem then costs are going to continue rising.
Anybody who has experienced private medical care overseas will know very well that much of the cost of providing care at home represents profits for the insurer and not the cost of providing care. You have only to seek major medical treatment in any of the wonderful hospitals in the Far East for example to know that you can get the highest quality of care at a fraction of the cost of buying that same care in the US. And if you think that the quality of care overseas is not as good as that in the United States then think again because a substantial number of the hospitals throughout the Far East are staffed by highly qualified doctors and surgeons and have some of the most modern equipment to be found anywhere in the world.
It is all very well to talk about working with the insurance companies to lower costs but the truth of the matter is that it is far from being in their interests to do so. Costs will stay at their present high levels and in fact will continue to rise until the government itself takes over the responsibility for the provision of the majority of health care in the US.
Article Source: http://www.articlemotron.com
The current Presidential race has focused considerable attention on healthcare and one proposal of particular note is that by Senator Hillary Clinton to fix the problem of affordable health insurance for individuals suffering from pre-existing conditions.
MedicalHealthInsuranceToday.com provides information on all aspects of cheap health insurance as well as the problems of finding affordable health insurance for pre-existing conditions
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